We are committed to Remaining a Viable Independent Community Bank We are a Team of Professionals Who Pledge Allegiance To: Customer Satisfaction Employee Camaraderie Community Service Shareholder Value We Will Honor These Commitments While Providing Superior Quality Service By: Providing convenient and flexible products and service to meet changing consumer need while resolving service issues at the point of customer contract in an accurate and timely manner. Properly aligning our people and resources to create a collaborative culture that fosters rewarding team relationships while providing challenging work assignments and personal growth opportunities for everyone. Supporting the communities we serve with our active involvement and economic support through donations, sponsorship, and charitable contributions, which will enhance our image and promote good citizenship. Enhancing profitable customer relationships to ensure consistent earning performance and long term value while maximizing shareholder equity and developing customer loyalty. Mike Ford/President & CEO